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Insurance

Term, health, vehicle and travel insurance with claim playbooks.

• Best Health Insurance Plans in India: The 2026 Guide to 1 Crore Covers
  2026-07-21 · 10 min read
• Family Floater vs Individual Health Insurance: Save ₹75,000
  2026-07-10 · 11 min read
  Lumping three generations into a single health policy is a massive financial mistake. Discover the exact difference between a family floater vs individual health insurance, learn how to protect your No Claim Bonus, and structure your coverage to claim up to ₹75,000 in Section 80D tax deductions.
• Why Your 5 Lakh Corporate Health Insurance Is a Terrible Safety Net
  2026-09-16 · 8 min read
• Health Insurance Claim Rejection Reasons: Fight a ₹5L Denial
  2026-07-20 · 10 min read
  Insurers cannot reject your hospital bill with a vague excuse anymore. Thanks to the May 2024 IRDAI Master Circular, you have the regulatory power to fight back. Discover the top health insurance claim rejection reasons and the exact escalation playbook to get your ₹5 lakh claim paid.
• IRDAI Portability Rules: How to Switch Health Insurers Without Losing Your Benefits
  2026-09-11 · 9 min read
• Super Top Up Health Insurance: Upgrade Your ₹5 Lakh Corporate Cover to ₹1 Crore
  2026-07-20 · 11 min read
• Tax Saving Insurance Section 80C 80D: What You Get Wrong
  2026-07-19 · 11 min read
  Salaried professionals often buy bad endowment policies just to save tax. If you buy financial products solely to lower your tax liability, you are losing money. Learn the reality of tax saving insurance under sections 80C and 80D and how the new tax regime changes the math for Indian high earners.
• Term Insurance Cover in 2026: Why the 10x Rule Fails You
  2026-07-22 · 10 min read
  The standard 10x salary rule for life insurance is broken for Indian high earners. A flat multiple ignores your massive home loan, education inflation, and actual lifestyle burn rate. Discover how to calculate your exact term insurance cover requirement using the human life value method today.
• Standalone Own Damage vs Comprehensive: Do Not Mess Up Your Policy Renewal
  2026-07-06 · 12 min read
• What is Claim Settlement Ratio: The 99% Term Insurance Trap
  2026-09-15 · 11 min read
  You see a 99 percent claim settlement ratio and assume your family is safe. But for Indian high-earners buying large term covers, this single percentage is a dangerous illusion. Discover how insurers manipulate these numbers and the actual metrics that dictate if your family gets paid.

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