Calculators / Salary & CTC

EPF Withdrawal Tax Calculator

Withdraw your EPF before five years of service and it becomes taxable. See the tax and the TDS.

Find the tax on an EPF withdrawal made before five years of continuous service, including TDS.

Questions, answered

How can I avoid tax on EPF withdrawal?

Complete five years of continuous service, counting transfers across employers, and the entire EPF withdrawal becomes tax-free. If you change jobs, transfer the balance rather than withdrawing it, so the service period stays continuous.

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