Calculators / Money Leaks
Money Leak Score
High earners rarely lose money in dramatic ways. They lose it quietly, every year, across five small leaks. Add yours up.
Your wealth leaks every year through trail commissions, forex markups, idle cash, and over-paid tax. Find your number in 60 seconds.
Questions, answered
Are these leaks real or theoretical?
They are real recurring costs. Regular mutual fund plans pay a trail commission every year that direct plans do not. Most cards add a 3.5 percent forex markup. Large-bank savings accounts pay around 3 percent while liquid alternatives pay more. And unused 80C or NPS headroom is tax you simply did not have to pay.
How do I plug these leaks?
Switch regular funds to direct plans, use a zero-markup forex card abroad, sweep idle cash into a liquid fund or high-rate account, and use your full 80C and NPS deductions. Each move is small. Together they often recover one to two lakh a year.
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