Calculators / Investing
SIP Calculator
See what a monthly mutual fund SIP grows into, and how much of that is your own money versus market gains.
Calculate how much your monthly SIP grows into. Enter your monthly amount, expected return and tenure to see maturity value and total gains.
Questions, answered
What return should I assume for a SIP?
For diversified equity funds over 10+ years, 11 to 13 percent is a reasonable long-run assumption. Debt funds sit closer to 6 to 8 percent. Use a number you can defend, not the best year you remember.
Is SIP maturity value taxed?
Equity fund gains held over a year are long-term capital gains, taxed at 12.5 percent above the annual exemption. This calculator shows the pre-tax corpus.
Free calculator from Qubera. Loading the interactive version…