Calculators / Investing

Cost of Delaying Your SIP

Starting later does not just delay the finish. It removes your most powerful compounding years. See the price.

See exactly how much waiting a few years to start your SIP costs you at retirement. The most expensive money is the money you never invested.

Questions, answered

Why is the loss bigger than what I skip investing?

The rupees you skip in the early years are the ones with the most time to compound. Removing them is far costlier than removing the same amount near the end, which is why the lost corpus dwarfs the contributions you avoided.

Free calculator from Qubera. Loading the interactive version…