Calculators / Income Tax
Income Tax Calculator: Old vs New Regime
The new regime is now the default, but the old regime can still win if your deductions are large. See both, side by side.
Compare your income tax under the old and new regimes for FY 2025-26. See which one saves you more and by how much.
Questions, answered
Which regime should I choose?
The new regime wins for most people because its slabs are wider and income up to 12 lakh is effectively tax-free. The old regime only pulls ahead when your deductions, 80C plus 80D plus HRA plus home loan interest, are large enough to offset its steeper rates.
Is income up to 12 lakh really tax-free now?
Under the new regime for FY 2025-26, the 87A rebate makes taxable income up to 12,00,000 tax-free. With the 75,000 standard deduction, a salary up to about 12.75 lakh can carry zero tax.
Free calculator from Qubera. Loading the interactive version…