Calculators / Salary & CTC

Take-Home Salary Calculator

CTC is not what you earn. See the monthly figure that reaches your bank after PF and tax.

Convert your CTC into the monthly salary that actually lands in your account, after PF, professional tax and income tax.

Questions, answered

Why is my in-hand so much lower than CTC?

CTC bundles costs you never see as cash: employer PF, gratuity provisioning, and sometimes insurance. Add your own PF, income tax and professional tax, and the gap between CTC and in-hand is routinely 25 to 35 percent.

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