Calculators / Loans & EMI
Loan Prepayment Calculator
A single prepayment, made early, can shave years off a loan. See the interest and time you save.
See how much interest and how many years a one-time prepayment or a higher EMI saves you on your loan.
Questions, answered
Prepay the loan or invest the money?
Compare the loan rate to your expected after-tax investment return. If your home loan is 8.5 percent and you expect 7 percent after tax from safe instruments, prepaying wins risk-free. Against 12 percent equity returns it is closer, and depends on how much certainty you want.
Free calculator from Qubera. Loading the interactive version…