Calculators / Retirement

SWP Calculator

Turn a corpus into monthly income. See whether your withdrawals outrun your returns, and the balance left.

See how long your corpus lasts with a monthly Systematic Withdrawal Plan, and what is left at the end.

Questions, answered

What is a safe withdrawal rate?

A common rule is to withdraw about 4 percent of the starting corpus per year, rising with inflation. In Indian conditions many planners use 3 to 3.5 percent to be safe, given longer retirements and market swings.

Free calculator from Qubera. Loading the interactive version…