Calculators / Savings
RD vs FD Calculator
Both are safe deposits, but the cash-flow timing changes the outcome. Compare the same money in an RD versus an FD.
Compare a recurring deposit against a fixed deposit of the same total amount, and see which earns more.
Questions, answered
Should I choose RD or FD?
If you already hold the lump sum, an FD almost always earns more because the entire amount compounds for the full term. A recurring deposit suits money you are still earning month by month, since it lets you save with discipline without waiting to accumulate a lump sum.
Free calculator from Qubera. Loading the interactive version…